Take secure, encrypted, and tokenized ACH payments


PDCflow software empowers ACH payments

ACH electronic payments are a fast, secure, and cost effective method of transferring funds between bank accounts. With PDCflow, your business can initiate ACH payments in many ways:

  • In person
  • Over the phone
  • Via digital payment portals
  • With recurring payment schedules
  • By sending SMS and email FLOW smart requests
  • Or using a unique URL in through web chat

Accept secure ACH payments and create a better consumer experience with PDCflow

Create a Secure Customer Experience

ACH bank account information is captured, encrypted, tokenized, and stored in a secure PDCflow vault.

Keep your ACH payments as secure as your credit card transactions.

Never worry about data breaches – PDCflow provides the highest level of PCI, HIPAA and NACHA compliance.

Increase Consumer Engagement

Don’t just accept ACH payments, send payments to consumers securely with FLOW Technology. Reduce risk and build trust – consumers enter all private bank account information.

Know with certainty if an email or text was received and opened, and monitor each step of the process with event tracking on every FLOW sent.

Save Money with ACH Processing
ACH processing can offer lower processing fees compared to credit card and paper check processing.

Offer An Easy ACH Payment Option
Eliminate friction for your customers by sending a FLOW smart request – no hunting for a payment portal, no need to remember username and passwords, or set up secure messaging systems.

Send Bank-To-Bank ACH Payments
Make paying vendors, subcontractors, and clients easy.

Automate Recurring Payments
Collect bank account information once and automate future payments with PDCflow's payment schedules.
HIPAA Compliant
Level 1 PCI Compliance
SOC 2 Compliant
99.99% Uptime Achieved

Simplify the consumer payment experience. Get paid faster.

Accept ACH Payments with FLOW Technology

With PDCflow's patented FLOW Technology 

Send customers a seamless workflow that lets them review their bill and enter an ACH payment with just a few clicks. No log in required.

Learn About FLOW Technology

Get results with PDCflow

Niagara Falls Memorial Medical Center

16% digital payment growth year-over-year

This full service medical center implemented PDCflow's digital payment channels and was able to expand and scale their patient payment services along with their facilities and community reach.


Assistentcy LLC

97 % FLOW delivery rate
73% FLOW open rate
74% FLOW click rate

"When we started using FLOW, if a consumer or patient said they wanted to pay with a credit card, but didn't have the information readily available or didn't have the time because they were at work, my team makes the offer of emailing or texting them that payment link. We noticed over the year that our credit card receipts almost doubled."

- Cameron Karin, President, Assistentcy LLC


Deliver convenience to your consumers

Talk to a PDCflow expert today to learn how.

Not quite ready?

Continue learning with PDCflow resources