Security is an essential part of taking payments. If your payment communication software doesn’t take precautions with the sensitive data they help you manage, they aren’t looking out for you or your consumers.
Encryption and data tokenization are essential steps to protect credit card and bank account numbers from being improperly handled. PDCflow uses both encryption and tokenization to manage sensitive consumer data. Doing so reduces your company’s risk and creates a safer environment for your customers to make payments.
Encryption
Encryption is a process that encodes regular data, which makes it more secure when being stored or transmitted. In the business of taking payments, the data being encrypted – consumer payment information – is especially sensitive.
When you use PDCflow to accept payments, bank account or credit card data is captured through our Secure Entry Overlay technology and entered into our PCI and Nacha compliant secure server. Using our encryption algorithms, the data is securely masked and stored.
What is Data Tokenization?
Data tokenization is the process of replacing sensitive data with a “token” – a randomized string of numbers that acts as a placeholder for real information. During PDCflow’s payment tokenization, we generate a unique, random token to be used in place of the card or bank account number through the rest of our system.
This token has no relation to the original number, and as such, can be used or shown in any environment without any risk of compromise for the sensitive data. This process acts as a digital payment security measure, enhancing the fraud protection in your payment workflow.
PDCflow and Data Tokenization

Secure Entry Overlay
Fraud Prevention
Why is Data Security Important for Accounts Receivable?
Trust Building
Payment Compliance
Of course, every business that takes payments needs to have safeguards in place for consumers. PCI and Nacha compliance measures are often beyond the scope and budget of most companies.
PDCflow’s payment software maintains these features to limit the scope of your payment compliance responsibility, providing the security your office needs without the burden of in-house development work.
Consumer Benefits
Using Secure Entry Overly allows your agents to collect payments without ever seeing credit card or bank account information. Consumers can key in their own data while still on the phone with your office. Empowering consumers to take charge of their finances in a secure digital environment keeps them safe and inspires confidence in your agency.
Secure Entry Overlay protects your business by reducing the scope of your PCI compliance responsibility, lowering compliance costs and minimizing the risk of a data breach. For more about this patented protection, download our guide.