Data tokenization is the process of replacing sensitive data with a “token.” Payment tokens are randomly generated strings of numbers that are placeholders for real information. During PDCflow’s payment tokenization, we generate unique, random data tokens to be used in place of a card number or bank account number through the rest of our system.

This token has no relation to the original number. This means a payment token can be used or shown without compromising the original sensitive data. This process acts as a digital payment security measure, enhancing the fraud protection in your payment workflow.

Through our patented Secure Entry Overlay technology, your company can build and host a payment workflow without having to capture or store sensitive information. Our secure payment solution captures, encrypts and tokenizes your consumer’s information, keeping it private for them and reducing risk for you.

Data masking both forms of payment information decreases the chances of credit card and bank account fraud. This reduces risk within your organization and creates the safest digital payment environment for customers making payments.

Data tokenization and encryption can enhance data security in any business. It can be particularly helpful for a company’s public reputation and internal security practices.

Of course, every business that takes payments needs to have safeguards in place for consumers. PCI and Nacha compliance measures are often beyond the scope and budget of most companies.

PDCflow’s payment software maintains these features to limit the scope of your payment compliance responsibility, providing the security your office needs without the burden of in-house development work.