Encryption is a process that encodes regular data, which makes it more secure when being stored or transmitted. In the business of taking payments, the data being encrypted – consumer payment information – is especially sensitive.

PDCflow captures bank account or credit card data through our Secure Entry Overlay technology. Then, data is entered into our PCI- and Nacha-compliant, secure server. Using our encryption algorithms, the data is securely masked as a token and stored in our token vault.

Data tokenization is the process of replacing sensitive data with a “token.” Payment tokens are randomly generated strings of numbers that are placeholders for real information.

During PDCflow’s payment tokenization, we generate unique, random data tokens to be used in place of a card number or bank account number through the rest of our system.

This token has no relation to the original number. This means a payment token can be used or shown without compromising the original sensitive data.

This process acts as a digital payment security measure, enhancing the fraud protection in your payment workflow.

PDCflow’s goal is to offer simple, secure payment processing software for our clients and their customers. While many companies may only tokenize credit card numbers, we protect ACH bank account information through data tokenization as well.

Our patented Secure Entry Overlay captures card data, applies credit card encryption, then tokenizes the number before it ever touches your network. Your company can build and host a payment page without having to capture or store credit card or bank account information.

Our secure payment software captures, encrypts, and tokenizes consumer information, keeping it private for them and reducing risk for you.

Data masking both forms of payment information decreases the chances of credit card and bank account fraud. This reduces risk within your organization and creates the safest digital payment environment for customers making payments.